Emily Costin

Emily Costin

Mortgage Banker

NMLS# 1049056 | Licensed in NC

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.

About Me

As a trusted local Mortgage Banker, I understand the many steps, moving parts, and information involved in the home loan process. When you work with me to achieve your homeownership dreams, my goal is to make you feel like you’re my only client. With my years of experience, top-notch customer service, and extensive mortgage knowledge, you can expect an enjoyable home buying journey from start to finish.

Whether you are a first-time homebuyer, seasoned real estate investor, fall somewhere in between, or want to learn more about refinancing, I prioritize communication, transparency, and your comfort during the mortgage process. Trust in my guidance so you can enjoy a stress-free journey to closing. I am here to help you reach your financial goals and am by your side every step of the way.

I understand that no two homebuyers are alike. That’s why I find the best financing situations to fit your unique needs.

Emily was fantastic during the entire process. She was knowledgeable (even caught an error that saved me money!), quick and concise in her communication, and most importantly, enthusiastic about the whole thing. AN absolute pleasure to work with.

Michael M

Experience

Emily Costin was amazing to work with during the entire mortgage process. She was quick to respond and provided much needed guidance. We felt Mrs. Costin worked to achieve a mortgage that was in our best interest aided us in obtaining a quick closing. We will use Mullinix Mortgage Group the next time we need a mortgage.

Alex T

Experience

Emily Costin was fantastic to work with. She made the process seamless and communication was very strong from start to finish. We closed on our home from out of town and we couldn’t have done this without her expertise and attention to detail. Thank you for helping to make our dream come true to live the coastal lifestyle. We recommend Emily to anyone looking for a great home buying experience.

Josh W

Experience

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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.

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